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```   MATH TOOLS NEWSLETTER - January 21, 2011 - No. 94

***Incorporating Financial Education into the Math Classroom
http://mathforum.org/fe/courses/
Drawing on Math Forum resources and expertise, participants
in this course will engage with problem solving, software, and
technology tools as they explore financial education content
and teaching strategies.

This course, organized into three 2-week modules on the
BlackBoard course platform, runs February 3 - March 16.
Assignments will be given with deadlines, but participation
will be asynchronous.

Registration is free to the participants. This program is made
possible by a generous grant from the FINRA Investor
Education Foundation.

http://mathforum.org/pd/fecourse.html

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As you browse the catalog, please take a moment to rate a
resource, comment on it, review it -- join an existing
conversation, or start a new discussion!

***FEATURED ACTIVITY
Activity: The Cost of Being Late
http://mathforum.org/mathtools/activity/98356/
Julie Healy
The primary goal of this lesson is to understand that the costs
associated with buying on credit and that making only minimum
payments are problematic to long-term financial health. The
secondary goal is to formulate a plan to extinguish the debt
quicker. This lesson will help students see the real cost of
purchase price. The scenario that will be used for this lesson
is based on the first year of the life of a new credit card.
The student handout describes the scenario and poses a series
of questions based on the use of either the simulator or the

***FEATURED TOOL
http://mathforum.org/mathtools/tool/111401/
Practical Money Skills for Life (VISA)
Knowing where your money goes is an eye-opening experience and
tracking your expenses. Keep a log and jot down whatever you
spend. In this way, you will be able to take control of your
money and your current financial situation.

***FEATURED TOOL
Tool: Algebra - Writing Expressions
http://mathforum.org/mathtools/tool/99226/
BCC/Netmedia/Alan Williams
This is a short quiz to test students' knowledge of the rules
used in formulating an algebraic expression.

***FEATURED TOOL
Tool: Numbers & Letters Games
http://mathforum.org/mathtools/tool/98795/
Duncan Keith
In the numbers game, the computer will select six numbers (from
a given group of four large and twenty small numbers). Students
must use those numbers and the four basic operations to make
the target number. Use the timer for an added challenge. In the
letters game, students are to make the longest word they can
using the letters given. The anagrams game involves unscrambling
a given word.

***FEATURED TOOL
Tool: Student Loan Debt Calculator
http://mathforum.org/mathtools/tool/112008/
Bankrate Inc.
The "Student loan debt calculator" applies two simple principles
to paying off high-interest debt.
1. Consolidate the existing student loans
2. Use the extra cash every month to pay off other higher
interest debt sooner
We apply the amount of payment savings you choose to the
nonstudent loan debt with the highest rate. When that balance is
paid in full, the balance with the next highest rate will be
paid down. This continues until you have rolled through all of
the balances and the non-student loan debt is paid in full.
Click the "View Report" button for a detailed look at
the results.

***FEATURED TOOL
Tool: Function Machines
http://mathforum.org/mathtools/tool/98162/
Duncan Keith
Test yourself on basic function machines with these ten questions.

***FEATURED TECHNOLOGY POW
Technology PoW: Math at the Snack Bar
http://mathforum.org/mathtools/tpow/99997/
Suzanne Alejandre using applet by Alexander Bogomolny
Use an interactive applet for visual examples of the distributive
on the login page, or use your existing KenKen or Problems of the

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